???

???????? ??? ??????? ??? ??????????? ???? ???????????? ????????????

??? 40.000€ ??? 400.000€ ? ?????????????? ??? ??????????? ???????, ??? 45% ? ???????????

? ????? ????? ???? ???????? ??? ???????????????????, ???? ??? ??????????? ???? ???? ??????, ?????? ??? ??????? ????????????, ?? ???????????? ??? ???? ??? ?????? ??? ??????????, ???? ??? ????????, ??? ???????? ???????? ??? ??? ?????????.

?????????????? ??????

? ????? ?? ?????????? ?? ?????? ??? ???????????? «?????????????????» ??? ???? 2021 – 2027, ????????? ????? 190.000.000€, ??? ?? ?????? ??? ?????.

?????????? ????????????

??? ?????? ??? ??????????? ???????, ?????? ??? ???? ?????? ????????????, ???? ????? ????????? ??? ??????? ??? ????????? 2003/361/??.

?? ??? ??? ??????????? ????????? ?? ???????????? ??? ??? ?????? ??? ???? ???????? 12???? ???????? ??????????? ??? ??? ?????????? ??????? ??? ??????????? ??? ??? ??? ?????????? ?????????? ??? ??????.

?? ?????????? ??????? ??????? ?????????????? (???) ?? ???????? ???? ????????? ????????? ??? ??????.

?? ??????????? ?????????? ??????? ??????? ?????????????? (???) ?? ???????? ???? ????????? ????????? ??? ??????. ?? ?????? ??? ?? ??????????????? ??????? ??? ??????????? ?? ??? ???????? ???????????? ???? ????? ??? ????????, ??? ???????? ???????? ??? ??? ?????????.

?????????????? ??????????? ???????: ??? 40.000€ ??? 400.000€

???????????: 45%

?? ??????? ????????? ??????? ?? ????????????? ???? (?) 10% ?????? ? ???????? ??????????????? ?? ????????????? ? ?????????? ? ???????????? ??????? ? ????? ????? ??? (?) ???????? ???? 5% ?? ??? ???????? ??? ??????? ??? ?????? ??????????? ??????????? 0,2 ???, ??? ????? ????? ???? ??? ?????????? ??? ?????????.

???????? ?????????? ??????????? ???????

? ???????? ?????????? ??? ??????? ??? ??????????? ???????????? ??? ??????????? ??????? ???????? ??????? ?? 24 ?????, ?? ??????????? ??? ??????????? ????????.

?????????? ???????

?? ??????? ?????????? ?????????? ??????? ????? ?? ????:

1. ??????, ????????????? ??? ?????????? ?????

2. ?????????? – ??????????

3. ???????? ?????????? ??? ?????????

4. ?????? ??????????

5. ?????????? ?????? ??????????? (????????? ???)

6. ??????? ???????? ??? ????????????

7. ???????? ???????

8. ?????????????? ?????????

9. ?????????? ????

10. ??????? ??????? (??? 7% ??? ??? ?????????? ?????? ??????? ??? ??????????? ???????)

?? ?????????? ??????? ?????????????? ??????? ???????? ? ?????????? ?????????? ??? ??????.

???????? ???????? ???????? ?????????? ??? ??? ??????? ???? ??????????? ??????? ???????? ? ?????? 60.

????: naftemporiki.gr https://www.naftemporiki.gr/business/1527056/enischysi-tis-idrysis-kai-leitoyrgias-neon-mikromesaion-epicheiriseon/

???? ???????? ?????????????? ??? – ?????? ?? «??????» ??????????????

???? ???? ???????????? ???????????? ??? ?????????????? ??????? ????????? ??? ????????? ??????? ????????? ?? ????? ?? ????????? ??????? ?????????? ??? ??????????? ?? ?? ???? ????????????? ???????? ??? ????????? ? ???????? ??????????? ???????.

????????? ??? ???? ??????, ????????????????? ??? ???????????? ?????????, ??????? ??? ?????????? ?????, ?? ????? ????? ????? ?? ?????????? ??? ?????? ??? ??? ???????????? ??? ?????????? ???????? ???? ????????.

?????? ?? ????????? ??? ????? ??? 2023 ??????? ???? ??? 4.400 ??? ?????? ???? ???????????? ????????????. ???????, ?? 75% ??? ???????????? ??? ????????? ?? ??????? ???? ??? ???????????? ??? ????????? ???????????? ???????? ????? ???????????? ?? ????????? ??? 10 ?????. ??? ?? 81% ??? ???????????? ????? ????? ???????? ??? 2 ???????????.

?? ???? ????????????? ????????

1. Liquidity Co-Financing Loans

?? ????????? ?????? ??????????? ???????????? ????????????? ??? ?? ??????? ????????? ????? ?? ?????? ????????? ??????? ???? ???????????? ????????????, ?? ????? ?? 40% ??? ????????? ??? ?????????? ??????? ??????? ?????????? ?????????.

  • ???????? ??????? (????????????????)
  • ????????? ????????? 3% ??? 2 ??? ??? ????? ???????
  • ??????: 727 ????. ????
  • ???????? ????? ?????? 2025 – ????????? ?????????

2. Green Co-Financing Loans

?? ????????? ??????? ??????????????????? ?????? ????????????? ??? ?? ??????? ????????? ????? ???????? ??????????? ?????? ???? ???, ?? ????? ?????? ????????? ????????? ??? ????? ?? 40% ??? ?????????, ??? ??? ????????? ??????????? ????? ???????? ?????????. ??????????? ?????????? ???? ????? ?????? ??? ???????? ?????????????, ????????????? ?????????/??????????? ??????????? ??? ????????? ????????? ???? ??????????? ?????.

  • ?????????? ?????? (????????????????)
  • ????????? ????????? 3% ??? 2 ???
  • ??????: 415 ????. ????
  • ???????? ????? ?????? 2025

3. Digitalization Co-Financing Loans

?? ????????? ?????? ???????? ??????????? ????????????? ??? ?? ??????? ????????? ????? ?? ?????? ??????????? ?????? ???? ???, ?? ????? ?????? ????????? ????????? ??? ????? ?? 40% ??? ?????????, ??? ?? ????????? ??? ????????? ??????????? ????? ???????????? ??? ???????? ??????????? ??? ???????? ????.

  • ?????????? ?????? (????????????????)
  • ????????? ????????? 3% ??? 2 ???
  • ??????: 175 ????. ????
  • ???????? ????? ?????? 2025

4. ?????? ??????????? ???????????

?? ?????? ??????????? ??????????? ????? ?? ????? ????????????? ???????? ??? ???? ????? ?? ???????? ??? ?????????? ??????????? ??? ??????????? ???? ??????, ?????? ??? ??????? ???????????? (???) ???????????? ??????? ??????, ??? ???????? ??? ?????? ??? ?????????? ??? ?? ?????? ???????????? ??? ????????? ????????? ????, ???? ??? ??????????????? ???? ??????? (Business Plan) ??? ???????? ???????????????.

?? ????????????? ???????? ???????? ??? ????????????????? ??? ?????????? ??? ????????????, ????????? ??? ????? ???? ??? ?????? ???????? ?? ?????? ??? ???????????? ?? ??????? 20% ??? ????????? ?????????, ???????????? ?????????? ?????? & ???????? ???????, ???? ??? ???????? ??? ??????????? ??? ?????????.

  • ?????????? – ???????? ???????
  • (??????? + Grant), Grant 20%
  • ??????: 140 ????. ????
  • ???????? ????? ????????? 2025

5. ????? II

?? ?? ???????????? ??????????? ??????? ??? ?????? «?????????????? ?????????????» ??? ??????? ??????????????????? ?? (????? ??) ?????????? ? ??????????? ??? ????????? ??? ???? ??????, ?????? ??? ??????? ???????????? ?? ??????????????? ???????????, ?? ?????? ????????? ??? ?????????? ????????????? ??? ?????.

?? ?????? ????? ???????????? ???? ??? ??????? ??????? ?? ????????? ?????, ???? ?? 40% ??? ????????? ???? ??????? ????? ?????, ????? ??????????????? ??? ?? ?????? ??????????????????? ??, ?? ????? ????? ??? ?? ?????????? ??? ????????? ???????????? ???????? (HDB).

?????????? ??? ?? ????????? ??? ???????????? ????? ????? ?? ??? ???????, ???????????, ???? ??? ???????????, ???? ??????, ?????? ??? ??????? ???????????? ??? ?????????? ??????????? ??????, ??? ??????????? ??????? ?????????????? ????? ???? ???????? ??????????.

  • ?????????? ?????? (????????????????)
  • ??????: 375 ????. ????
  • ???????? ????? ???????? 2023

6. Agricultural Micro Loans

?? ?????? ?????? ??????? ????????? ??????????????????? ????????????? ??? ?? ??????? ??????????????????? ?????? ???? ??? ?????????????? ????????, ??????????? ?? ?????????? ???????? ??? ????????????? ?? ???????????? ???????????? ??? ?????????????????? ???? ???????? ??? ???????????? ?????.

? ?????? ??? ??????? ??????????? ???? ??? ??????? ??????? ?? ????????? ?????, ???? ?? 50% ??? ????????? ???? ??????? ????? ?????, ????? ??????????????? ??? ?? ?????? ?????? ??????? ????????? ???????????????????, ?? ????? ????? ??? ?? ?????????? ??? ????????? ???????????? ???????? (HDB). ?????????, ??? ??? ?????? ??? ??????? ??????????? ?? 100% ??? ????? ??? ?? ????? ??? ??? ???? ??????? ??? ????????? ? ?????????? ???????????? ????? 300€/?.?.?. ??? ???? ?????????????? ??? ???????? ??????????? (mentoring).

  • ?????????? ?????? (????????????????)
  • 100% ????????? ?????????+ Mentoring
  • ??????: 40 ????. ????
  • ???????? ????? ????????? 2025 – ????????? ?????????

7. ????????? «????? ???»

?? ????????? ??????????? ??????? «????? ???», ????????????? ??? ?? ??????? ??????????????????? ?????????? ?????? ???? ???????, ?? ?????? ?? ??????????? ?? ???????? ?????????????? ??? ????????????, ???? ??? ?????????????? ?????????? ?????????. ???? ??? ???? ???????????? ??? ?? ?????????? ?? ?? ??????? ???????? ??????????? ?? ?????????????? ??????? ??????? 25-39 ???? ?? ????? ??? ?????????? ?? ?????????? ???????? ?? ?????????? ????????????? ??? ??? ???????? ? ?????????.

? ????? ???????? ?? ?????????????????? ???? 75% ??? ?? ????????????? ????, ???? ?? ????? ?????, ??? 25% ??? ??? ?????????????? ????????. ? ????????? ????????? ?? ???????????????? ???? 100% ???????????? ???? ????????? ??? ?????????? ???????????. ????????? ??? ???? ?????? ??? ??????? ?????????? 100% ?? ?????? ??????????? ??? ????????? ??????? ??? ????????? ??? ?? ????????????? ????????? ???????? ????? ????????????.

  • ?????????? ?????? ???? (????????????????)
  • ??????: 1 ???. ????– ?????????

8. Development Law Financial instrument (DELFi)

?? ?????? ??????????? «Development Law Financial Instrument Guarantee Fund (DeLFI GF)» ???????? ??? ??? ????????????? ???? ?? ????? ????????????? ??? ??? ???????? ??????????? ??????? ?.?. ?? ????? ?? ??????? ??? ?????????????? ??????????? ??? ??????????? ???????? ???????????? ??? ??????? ???????????? ???????? ??? ?????????? ??? ????????? ??????????? ??????? ?? ????? ??????????? ??? ??????? ??? ???? ???????????? ????? ?.4887/2022.

?? DeLFI GF ?????????? ?? ?????? ?????? ??? ?????????? ????????? ??? ??? ????????????, ????????????? ??? ??????? ?????????? ???? ?? ???????????? ??????? ?? ?????????? ???????? ?? ????????????? ???? ??? ??????? ???????????? ??? ???? ????????? ??? ?????????? ?? ??? ???? ??????????? ??????????? ??? ??????? ??? ???????????? ?????. ?????????? ?? ???? ??? ?????, ?? DeLFI GF ????????? ???? ???????? ??? ????????? ??????????????????? ??? ?????????????? ??? ???????? ??? ?????????? ?????????? ???????? ??? ?????.

  • ?????????? ?????? (???????)
  • ??????: 500 ????. ???? (?????? ????????? 2023)

9. ?????? ??????????? ????????? ???????????????? ?????

?? ?????? ??????????? ??????? ???????????? ????????? ???????????????? ????? ????????????? ??? ?? ??????? ??????? ?? ?????? ???? ??? ?????????????? ????????, ??????????? ?? ?????????? ???????? ??? ????????????? ?? ???????????? ???????????? ??? ?????????????????? ???? ????? ????????? ???????????????? ?????.

  • ?????????? – ???????? ??????? (???????)
  • ??????: 62,5 ????. ????
  • ???????? ????? ????????? 2025

10. ?????? ??????????? ???-?????

?? ?????? ??????????? ???-????? ????????????? ??? ?? ??????? ??????? ?? ?????? ???? ??? ?????? ???? ?????????????? ???????? (Alpha Bank, ?????? ???????, ??????? ????????, ??????? Eurobank, Attica Bank, Optima Bank, ?????????????? ??????? ?????????, ?????????????? ??????? ?????????) ??????????? ?? ?????????? ???????? ?? ???????? ???????? ???????????? ???????????? ??? ??????????? ????????? ????????????? ??? ?????? ??? ?????????, ????????? ??? ????????????? ?????????? ???????? ????? (?????).

  • ???????? ??????? (???????)
  • ??????: 67,4 ????. ????
  • ???????? ????? ????????? 2023

????????????? ??? ??? ??????????? ???????? ????? ? ????????????? ??? ???? ???????????? ??? ????: ???????? ??? ??????? ??? ??????????? ???? ???????????? ???????????? – ?????????????? 190 ??. ????. ??? ???????? ??? ??????? ??? ??????????? ???? ???????????? ??????????? ????????????- ?????????????? 160 ??. ????.

????: cnn.gr https://www.cnn.gr/oikonomia/epixeiriseis/story/386934/deka-ergaleia-xrimatodotisis-mme-daneia-me-filika-xaraktiristika

????: ? ?????????? ??? ???????????? ??????????????????? ????????? ?????????????

?? ?? ??? ????????????? ??????? ??? ????, ? ?????????? ??? ?????? ??? ???????????? ??????????????????? ????????? ????? ?????????????, ???? ??????????? ?? ???????? ?????????? ???? ??????????? ?????? ??? ?? ???? ?? ?????? ??? ???????? ???????? ??? “?????? ??? ???????????? ????????????” ??? ??? ??????? ??? ?????????? ????????????????? ???? ???.

?? ?,?? ????? ??? ??? ????????????? ??????? ????????????? ??? ? ??????? ??? ???????????????????? ????? ??? ????? ???? ???? ????????? (?????) ????????, ???? ??? ??? ?????????? ?????????? ?????????????? ????????? ??? ?????????? ???? ?????? ????????????? ?????? ?????? ???????????? ?? ??? ???????? ???? ???? ??????? ?????????????? ???????? (?.?. ???? ??? ??????? ??????????????????? (????? ??), ??? ??????? ??????????????? ?????????? (EQUIFUND) ??? ??? ??????? ??????????? (Guarantee Fund).

??????, ???? ??????????????, ? ????????  ??? ??? ??? ????????? ?? ?? ??????. ?? ?? ??? ????????????? ???????, ? ?????????? ??? ?????? ??? ???????????? ??????????????????? ????????? ????? ?????????????. ?? ????????? “????????????????? 2021 – 2027” ?????????????? 3,9 ???. ???? ??? ??????? ??? ???? ???? ???????? ??????? ??? ??????? ??? ?????? ??? ???????????? ???????????????????. ????? ??????? ???? ?????????? 2 ?????? ??????? ????????? ?????????????? 1 ???. ???? (“??????? ???????? ???” 700 ????. ???? ??? “???????? ??????????????? ???” 300 ????. ????) ???? ?????? ??? ?? ????????? ???????????? ????? ?????? ?????????? ?? ??? ??????? ??? ??? 8.000 ???????? ??????????????.

? ??????? ??? ???????????? ???? ??????????? ?????????????????? ?? ?????????? ??? ?? ??????????? ??????? ????? ????????????????? ??????? ??????? ???????????? (???????? ??? ??????? ??? ??????????? ???? ???????????? ???????????? ??? ???????? ??? ??????? ??? ??????????? ???? ??????????? ????????????) ??? ????????? ?????????? ??? ? ????? “??????- ?????????” ???? ?? ???????? ????????? ???? ???????? ??? ??????? ??? ??????????? ??? ??? ????? ??? ??? ?????????? ???? ?? ???????????? ??????.

“????????, ? ???????? ????? ??? ?.?. ?? ????????? ?? ???? ???????? ?????? ?????????? ??? ???? ??? ??????????? ??? ???? ?????? ???????????? ???? ??? ??? ?????????? ??? ???????????? ?? ??????????? ?????????, ???? ?? ?????? ??????????? ?????????????? ??? ???????? ??? ?? ?????????? ???? ?????? ??? ??????????? ??? ???? ????????? ??? ??? ??? ?????” ?????????? ???? ??????? ????????.

????? ??? ????? ????????

?????????????, ??? ?,?? ???? ????? ?????? ???? ??????? ???????? ??????????? ?? ????:

??? ??? 6 ???????? 2017 ???? ????????? ??? ??? ??? ? 27? ??????? ?? ? “????? ??? ???????????? ????????????” (Micro-, Small and Medium-sized Enterprises Day) ?? ????? ??? ???????? ??? ????????????? ??? ??? ???? ??????? ???????? ?? ????????? ???????.

?? ???? ??????, ?? ?????? ??? ?? ??????? ???????????? (???) ??????????????? ?? 99% ??? ???????????? ???? ??. ???????? ?? ??? ????? ??? ?????? ??????????? ???? ???????? ????? ??? ???????????? ??????????? ??? ?? ????? ??? ????????? ????????????? ????? ??? ??????????? ?? ???????????? ???? ??.

?????????? ???? ?????? ? ??????????? ?????????????????? ??????? ?? 99,5% ??? ???????????? ??? ????? ??? ????????? ???? ??? ?? 86,9% ??? ????????? ?????????, ??????? ????????? ??? ???? ????? ??????? – ?????? ??? ??????.

? ????????? ???????? ???? ??? ???? ??? ??? ???????????? ???, ??????? ??????? ??? ??????????? ?????????????????? ???? ???? ?? ???????? ??? ??????????? ??????, ??? ??? ???? ?? ???????? COVID 19 ??? ????????? ?? ???????? ??? ???? ?? ???????? ??? ????????? ?????????????? ????????.

????????????, ???? ??? ?????????????? ???????????? “????????????????? ?????????????????? ??? ??????????” (?????? – ???? 2014-2020)  ??? ???? ?? ???????? ??? ?????????, ?????????? 2,76 ???. ???? ???? ??? ??? ?? ?? ??????? ??? ?????  ??? ?????????? ??????? ????????????? ?????????.

????????????? ??????? ??????? ??????????????????? ??? ???????? ?????? ??? ?????? ????? ??? ?? ??? ??????? ??????? ????????, ???? ??? ??????????? ??????, ?? ????????? ???? ?????? ??????? ???????????? ??? ???????? ??????? ????????????? ??????????????? ??????? ?????????????????? ?????????? ??????????? ???????. ????????? ????????????? ??? ??????? ?????????? ??? ???????? ??? ??????????? ??? ????????? ??? ????? ???? ?????????? ??? ????????? ??? ???.

???????????? ????????????:

– 26.000 ?????????? ?????? ???????????/??????????????/ ??????? ??????? 22.000 ??????????? ??? ??????????? ???????????? ????????????

– 1.480 ???? ??????? ??? ??????????? ??????? 1.300 ???????????? ????????????

?????? ???????????:

– 133 ???????? & ?????????? ???????????? ?? ???????? ?????? ??? ???????? ???????????? ?????? ?? ??? ?????? ??????????? ???????? ?????? ?????????? ????????.

??????????????:

– 16.400 ???? ?????? ??????? ??????????? ? ??????????? ??? ?????? ????? ????? ???????

????????????, ????????????? ??? ??????? ?????????? ??? ???????? ??? ??????????? ??? ????????? ??? ????? ???? ?????????? ??? ????????? ??? ??? ???? ??? ???????? ??????? ??????????????????? ??? ???????????????? ?? ?????? ??? ?????????? ?????????? ??????? ????????? ????? 326 ???? ????:

– ????????? 1.110 ???????????? ?? ?????? ??????????????

– 7.300 ?????????? ???????????? ??????????? ??????????? ??? ??? ?????? ? ??? ?????????? ???????? ??????????? ???????? ?? ?? ?????? ??? ?????????

– 4.500 ???? ?????? ??????? ??????????? ?????????????? ? ??????????? ??? ?????? ????? ????? ???????

– 13.000 ???????????? ??????? ?????????? ????????? ??????????? ??? ??? ??????? ?????????? ???? ??? ??? ?????????? ??????????? ??? ?????????? ??? ???????? ????????? ??? ??? ??????? ????.

??????? ??????????? ??????????

???? ??? ???????? ??????? ?????????? – ???????????? ???????? ??????????? ???? ???????? ????? ??? ???????????????? ?? ?????? ??? ?????????? ?????????? ??????? ????????? ????? 333,8 ????. ????:

?????????????/??????????????:

– 98.650 ??????????? ??? ??????????? ?? ??????? ??????????? ?????????? -???????????? ?? ??????? ????????? ??? ??????? ?? 72%

??????????? ?? ??????????? ?????????? (?? ??????? ? ????????? ????):

– 7.000 ??????????? ????????? ????????? ????? ??? 2022 ??? ???????????? ????? ??? 2023

???? ??? ??????????? ?????

???? ?? ???????? ??? ???????????? ?????? ??? ?? ?????? ??? ?????????? ??????? ????????????? ????????? ??? ???? ??? ???????????? REACT-EU ???????????? ????????? ??????? ????????? ????? 4,51 ??? ????:

– 30.000 ???????????? ???????????? ???????????????? ???? ??????? ????????????? ?? ?????? & ????????? ??? ??? ?????????? ??????????? ????????? ???????

– 24.500 ???????????? ???????????? ???????????????? ??? ??? ????????? ????? ??? ??? ??? ????????? ???? ??? ???????? ??????? ????

– 36.150 ???????????? ???????????? ???????????????? ?? ????? ??? ?? ??????????? ???????? ??? ??? ?????????? ????????? ???????

– 311.500 ???????????? ???????????? ???????????????? ???? ?????????? ??? ????? ???????????? ????????????

– 455 ???????? ???????????? (???? ??? ??????? ELEVATE GREECE) ???????????????? ??? ??? ???????????? ???? ???????

– 1.457 ???????????? ???????????? – ?????????? ???? ?????????? ??? ??? ?? ???? ????????, ???? ??? ??????? ????????? ??????????? ??? ????????????? ??????????????

– 13.700 ?????????????????? ????????? ???????????????? ?? ????? ??? ?? ??????????? ???????? ??? ??? ??????? ?????????? ??? ?????????????? ????.

????? ????????, ????????? ? ??????? ????????, ??? ?? ???????? ???????? ??? ? ??????? ??? ??? ???? ?? ???????? ??? ????????? ??? ?? ?????? ?????? ??????????? ??????????? ???????? ?? ?????????? ??? ??? ???????? ?? ??????????.

????: www.capital.gr https://www.capital.gr/oikonomia/3723701/espa-i-upostirixi-tis-mikromesaias-epixeirimatikotitas-paramenei-proteraiotita/

«???????? ??????????????? ???»: ???? ??? 1.000 ???????? ??? ????? ?????????

???????????? ????? ? ??????????? ???????????? ??? ????? ??????? «???????? ??????????????? ???».

??????????, ??????? ?? ??? ????????? ????????? ??? ??????????, ?????? ???????, «??? ??? 10 ?????? ???? ??????????? ? ????? ??????? ??? ???????????? ????- ????????? ????????????????? 2021-2027 ???? ??? ????.

????? ??????? ?? ???????????? ????? ????? ???????????? ???? ??????:

– ??????? ????????: 1.161

– ????????? ??????????????: 32.790.442,93

– ??????? ??????: 14.869.502,2.

??????????? ?? ????? ?? ??????? ??? ????????? ???????????????????, ??? ????????? ??? ??? ????? ? ??????????? ??? ????????? ??????????».

??????? ?? ?? ????????, ?? 949 ???????? ?????????? ?? ???????????, ?? ???????????? ??????? ???? ?????? ??? ???? «?????? ??????? ?????????????? ???».

????: www.naftemporiki.gr https://www.naftemporiki.gr/business/1447489/psifiakos-metaschimatismos-mme-pano-apo-1-000-aitiseis-sto-proto-dekaimero/